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What Happens When You Stop Drinking Alcohol?

This is NOT an article about not drinking for two years, or about substance abuse.  I am writing this based on personal experience of developing a bad habit of drinking too frequently in the afternoons and evenings, even though it did not appear to have a negative impact because I was not getting drunk.

There is a large group of people out where who are casual drinkers, who probably drink more frequently than they intended.  I, for one, thought a glass or two of wine daily was good for me, years ago when I started the habit.  Of course, that usually turned into 3-5 glasses in an evening.

Over the last year, I have stopped entirely for a few weeks and then gone back to drinking again, several times.  This has given me a real insight into the positive outcomes of cutting way back on alcohol. I have good data because I wear a fitness tracker and pay attention to the data.  I also run a business and am acutely aware of productivity. Not just butt in seat time, but actually getting shit done.

One important point about this is that one day, either drinking or stopping drinking, is just a blip with little effect.  What I mean by that is the positive effects I list below get stronger the longer you do not drink, and if one day you have a couple of drinks, but do not “start back up” drinking regularly, you are not going to lose all the progress you make.  This article is about changing your trend of drinking from regularly to rarely, and these effects will show themselves over time. 

Productivity

When drinking regularly, I would never work at night unless there was a client emergency. In fact, sometimes I would have a drink at 3 or 4 and really not do much but read the news in the afternoon. One I stopped drinking for more than a week, I actually got rather bored in the afternoons and became much more productive.  When working on projects I enjoyed, I would even work late into the evening because I liked the work, I was focused, and I was making money.  This added thousands of dollars to my revenue per month and I became better at getting things done and learning new things.

Weight Loss

As someone who is not in their 20’s anymore, losing weight and keeping weight off is more difficult.  I would say I eat extremely healthy compared to average, but alcohol leads to eating more other carbs, and that leads to steady weight gain and difficulty losing it again.  The best example is recently I went on a slow-carb diet where I cut out obvious carbs.  I know I can lose weight very steadily on this diet, as I have done it before.  In the first couple of days, not drinking, I lost nearly 6lb.  Then a negative experience with someone gave me an excuse to have a drink, which led to 4 days of drinking wine again steadily.  Even though the diet remained perfect, I gained 2lb during that time.  The only difference was the wine, and it was not excessive.  Three days of cutting out the wine resulted in another 5lb of weight loss.  Especially if you are a little older, you simply cannot lose weight while drinking alcohol.

Better Sleep

This should come as no surprise to anyone, but on average, you sleep better when you are not drinking regularly.  There are other factors like exercise, but alcohol does affect sleep, and sleep is critical to your health and wellbeing.  What I found is that actually, drinking can help you fall asleep faster in the evening, but the issue is that you get a lower quality of sleep and for me, I frequently woke up at 3 AM not feeling great, and at that point, I would have trouble going back to sleep.  This often resulted in only 5 hours of sleep or less overall.  Not drinking would result in about 6.5 hours of sleep or better. This is tracked in the smart device I wear and is based on data, not my personal opinion.

Exercise

For years, I rarely miss a day of getting a good 4-mile walk in, at a minimum.  While not intense, I prefer the low impact regularity of it, and I play tennis and am active in other things as well.  While drinking I did do all these things.  But by not drinking I did them better.  It basically came down to feeling better and simply skipping fewer days, because I didn’t have the excuse of feeling sore or crappy.  The net might only be 10% more exercise when not drinking, but 10% more exercise over a year adds up to a lot more fitness activity.

Savings

People that go out and drink spend a lot per month.  Over time, I really started just drinking to relax at home, which resulted in my only spending $200 to $300 a month on alcohol.  While not outrageous, that is over $3,000 a year which could have been invested, used to fix up something in the house, or reduce high-interest debt.  It is not a game-changer, but should not be ignored either.  Once I stopped spending money on alcohol, I felt a little freer to splurge on things for myself and my family, because I knew I was saving all that money.

Heart Rate

One interesting data point to keep an eye on when you drink is your resting heart rate.  This was the most obvious change that occurred right away.  The resting heart rate reduction and increase would happen the very next day when I would start drinking or stop drinking.  Typically, I was in the Good range anyway because I exercise and eat well.  However, there was a range from 65 to 80 and the single thing that made the biggest impact was alcohol.  Drinking would result in a cumulative 2 point a day increase of about 10 total points if I drink 5 days straight.  Not drinking would result in a loss of 1 – 2 points per day.  High 70’s when I drink, mid 60’s when I do not.  Why is this important?  Less stress on your heart, and it is probably one of the reasons you also sleep better.  I am no doctor, but this is an obvious data point that you can see very easily.

Gain Time

When you start drinking in the afternoon, you tend to relax and chill.  Occasionally this is great.  But if you are doing this multiple times per week, you are probably feeling like you cannot get stuff done.  The reality is the afternoons seem boring when you stop drinking, at first, because you are still alert and have energy.  Over time you will start getting more done at this time and it will seem like your day has many more hours to achieve your goals and get tasks done.

Better Habits

Making positive changes is difficult no matter what.  When you are drinking alcohol regularly, you are less likely to make a positive change or develop new good habits. The fact is, in the evenings your willpower will go down due to drinking.  When your willpower goes down, you start making excuses in your head to do something you are trying not to do (eat sweets) or not do something you are trying to do (go to the gym). If you want to develop good habits, try doing them one at a time and start with reducing your drinking to special occasions or one specific day a week, at most.  Then when you add more habits you want to develop, you won’t let alcohol sabotage the effort.

Tips to Reduce Drinking

  1. Substitute Other Liquids – I find I am accustomed to having a beverage and sipping it.  When I keep a glass of water, unsweetened decaf iced tea, or decaf hot tea with me in the evenings it really reduces my urge to drink alcohol.
  2. Don’t Keep It In The House – This way when you have a bad day, and really want a drink, you have to go out and buy it.  This won’t stop you all the time, but sometimes it will.
  3. Change Habits with Friends – One friend of mine always wanted to go out for drinks.  I started to offer to meet him for breakfast instead, and while we are still friends, we see each other a lot less because he was more interested in a drinking buddy and not as interested in getting together often.
  4. Avoid Labels – Whether you are an Alcoholic, a Social Drinker, an Abuser of Alcohol, a Weekend Binge Drinker, or you just drink to relax is not really the point.  The point is you have to be clear you would like to make a change and stick to a reduction or elimination of alcohol.
  5. Track progress – I found an app called LESS – Alcohol Tracker that is very light, no groups, and does not sell anything.  It just tracks your days without drinking to encourage you to keep streaks up.
  6. Don’t let a drink trick you – When you have one drink, realize your mind will start saying “You already had one, might as well have another…” and the same might go from one day to the next, with reasoning like “You already messed up the week, might as well enjoy it and drink again today.” Or you might even just hear that little voice in your head “…it’s Thursday night…it’s Friday… it’s Saturday … I just mowed the lawn and it is so hot… “ Practice shutting down those excuses your head makes because it is trying to trick you into having “one more drink.”
  7. Seek Treatment – if you are struggling to make a change that sticks, seek treatment.  It is a struggle for many people, and some need more help than others.  The change is worth it.

I hope this article is useful to you.  Please remember I am neither a doctor, psychologist, addiction specialist, or any form of a health expert.  These are just my personal observations over time.  I will still have a drink occasionally, but the more I reflect on what drinking does to me, the less I feel inclined to easily go back to drinking most days of the week.  You are really gaining more time in your day, and more years to live.  You cannot buy more life with money, but you can through your actions.

5 Things To Do With Your Aging Parents

When your parents start getting older and slowing down a bit, you have to change what you do when you want to spend quality time with them.  The best place to start is probably looking at things they have always liked but finding ways to do the same thing while lightening the load and reducing stress.

If your parent always liked going on rugged hikes, for example, finding less challenging paths and going shorter distances may be a welcome change without giving up things they like.  Here is a list of five other things you may be able to do with them, based on past activities modified to scale back on the stress.

  • Shopping – If your parent has always enjoyed shopping, it is easy to take them out and just limit the number of stores, reduce the duration and take more frequent breaks.
  • Cooking – Did one of your parents always cook big meals, make fancy cakes or plan holiday dinners? If they have gotten older, they may want to cut back on some of the work but people who enjoy cooking usually continue to enjoy cooking.  You just have to roll up your sleeves and do more of the work and let them focus on what they enjoy and make sure they are not doing a bunch of the cleanup (no one likes that).
  • Home Repairs- Do you have one of those parents who always was fixing things? Sometimes it is hard for them to let go and hire someone to do the repairs.  However, they may not be as good at fixing things and it might be dangerous for them depending on the job.  In this case, you can have them assist a pro or if it is in your wheelhouse, you can do the repair with them.  Or just limit the repairs to things like painting and not getting on ladders.  Doing a home improvement project with an older parent who has always enjoyed it is a great bonding experience.
  • Parties – If your parents used to have a lot of people over and entertain, you can still help them throw a smaller, simpler party without the stress, headache and large amount of work. Help them plan it, by more things premade and stay at the party with them.  Sure you might end up being the help as they socialize with friends, but it can be a very fun thing for them to do again, if they enjoyed entertaining when they were younger.
  • Travel – One of the most obvious things is travel. Most people still like to travel when they are older, but there is an important difference.  Chances are your parents have slowed down and will not want to do as much walking.  Nor will they want to jam pack the day with sights.  Instead, do less, and at a slower pace and enjoy the fewer things you do at a leisurely stroll.

Older parents are not too old for things, you just have to cut some of the stress and energy required out of the activity.  Get creative, bond with them and help them enjoy their golden years without feeling like they need to give up on all the things they enjoyed for so long.

Summer Camps for Kids

Last summer, my 12-year-old daughter took a speed reading course through one of our local universities.  My expectations as a parent were not met.  She, on the other hand, was very happy. The long week course was different for her; it was a classroom setting, and she enjoyed the setting tremendously. From my point of view, she got some worksheets and a very good book’s list.  She, on the other hand, realized that her vocabulary, reading speed, and reading comprehension were not only comparable to the kids at the course, but were oftentimes better. 

Summer camps are a great time for your children to experience something new, and sometimes even challenging.  Your perspective about the camps and the things she’ll learn will differ from her point of view, but at the end of the summer, you will realize her experiences are the ones that count, and perhaps they are all positive.

Sending your child or teenager to a summer camp can be an extremely positive experience for them. It can be an opportunity where your child’s self-esteem and curiosity are not only nurtured but increased by the positive feedback from counselors and campers alike. Your child or teenager may discover a new interest or rediscover the one she stopped pursuing.  A summer camp can help your child become more independent and learn how to navigate the complexity of personal relationships.

Many summer camps can be a week-long only, and they are long enough for your child to recognize whether she likes it or likes the atmosphere.The price varies and so does the quality of many of them.  Depending on your child or teenagers’ pursuits, it is very likely that he or she can find one that best suits his needs without paying an exorbitant amount.

The local universities in the Northeast Ohio region offer many summer camps that are academically challenging while offering a friendly atmosphere for your child. From art, dance, and music summer camps to engineering camps tailored to girls, these camps are worth the money you will be spending.

For many families with more than one child, these camps offer discounts to make them affordable for them.  If attending a summer camp through a local university, they are willing and able to work with you.  

Keeping a child learning thru the summer allows them to appreciate their free time and their free space, while still learning and keeping an active mind.

Metal Roof Trend – Is It For You?

Updating a home can be an exciting, but stressful project for any property owner. There are countless decisions to be made that go beyond the color of a room or style of kitchen cabinets. If your biggest concern is replacing an old roof, consider the benefits of a metal roof when making your final decision.

  • Metal roofs areknown to withstand years of wear and tear and are lightweight compared to the traditional asphalt roofing.
  • They have a typical lifespan of 30-60 years and depending on the type of metal roof you choose, it can require minimal maintenance during that time.
  • Metal roofs can withstand 140 mph winds and can have minimal snow accumulation during the winter months as metal panels are patterned to be snow resistant and to have a firm, slippery surface.
  • Warranty – Some metal roofs can have up to a 45-year limited warranty.
  • Metal roofs reflect sunlight, keeping the inside of your home about 20% cooler. If you’re looking to cut utility costs, consider installing metal roofing with solar panels. Tesla recently released solar panel roofing that looks like typical tiles but has solar cells embedded throughout the material.
  • Metal roofs are trendy now. Colorful trendy metal roofs will make your home stand out from the neighbors and will give your property a fresh, new look. Consider the color of your home before choosing a bold look for the roof. Remember you will have the roof for many years before you will have to replace it, choose something bold and trendy now might not be what you like later on.

Now, you know the many benefits of having a metal roof. Here then, we will give you some of the drawbacks as well.

  • Cost– When considering buying a metal roof or replacing the one you have now, ask yourself whether the cost of a metal roof is worth it.  Metal roofs can in some instances cost you double compared to the traditional asphalt shingles.  If this is a starter home and you are planning on selling it in a few years, buying a metal roof might not be a financially responsible decision.
  • Noise – Another important factor to consider when installing a metal roof is the level of noise it will bring into your home. There is no reason why your home cannot be as quiet with a metal roof as with an asphalt roof. Consider insulation, fastening your roof, or a roof underlayment that will help keep the noise to a minimum. Also, consider an impact-resistant material when choosing the type of roof you like.

Now that you know the many benefits, cost and noise associated with metal roofing, your decision now is simple.  You have to choose the type of metal roof you want.

There are four basic types of metal roofing to choose from when deciding which one is the best alternative for you.

  • The most common type is the standard seam, which are panels covering the roof and is fastened between the panels.
  • Metal slates are a great option for those who love the look of singles or tile roofing, as they are designed similarly.
  • Metal tile is a great replacement for concrete because they’re easier to handle and aren’t as easy to damage.
  • Wooden shake roofs are desired by many people because of their rustic appeal, but the metal shake is a great alternative, with an authentic look that has the benefits of a steel roof.

Metal roofing offers plenty of options for the pickiest homeowners and even have room to brand out from the norm. No matter the style of roofing you choose, be sure to hire competent contractors who will help bring your vision to light.

Annual Penalty For Non-Action

Every year, in the United States, we have to file and pay federal, state and local taxes, and we have to do them because there is a due date and penalties if we failed to file. Filing taxes are chores that MUST be done every year regardless of whether you want to or have the time to do them.

In a household, there are other chores that we MUST do, but neglect to do because those chores don’t incur penalties nor do they have a due date. One of the many drawbacks to neglecting to do our household chores is the fact that we are losing money.

Here is a short list of the household expenses you must look at every year and reevaluate to see if everything is as it should be.

  1. Homeowners Insurance – Every year, your insurance company sends you the renewal papers to find out whether anything has changed. From the coverage of your home to other structures in your property, the coverage you have for the home has to make sense to you. If you have a $1,000 deductible, consider all the $1,000 additional coverage charges your insurance company is charging you every year.Your deductible comes first to pay for these losses. Why pay for them every single year if at the end you will be paying out of pocket anyway? You must have home insurance to protect your home, but you have to be vigilant about what your insurance company is charging you. If you need more information or want to find more about home insurance follow this link. https://www.usa.gov/property-insurance

    2.  

  2. Car Insurance – Nowadays, many insurance companies offer accident forgiveness or accident credits if you haven’t had an accident for the last twelve months. They offer a good student credit if you have teenagers in your policy, and they can offer you great rates if you bundle your home and car insurance. Give them a call and talk to their agents, they want your business and they will find very competitive rates to lure you over. Those TV advertisements are not all phony gimmicks, they do want your business, and shopping around for insurance coverage can save you money. For more information about car, homeowners, renters and flood insurance follow this link to this government site. www.usa.gov/property-insurance

    3.  

  3. Life Insurance – According to 2017 statistics, almost half of Americans do not have any life insurance coverage and the other half has only the basic group policy. If you have children under the age of eighteen living at home and do not have life insurance policy, we recommend to shop around and buy a policy right away. It is very scary to think of the consequences if something bad should happen to you, but it is very irresponsible to leave children financially unprotected. Many Americans that do not have a life insurance policy believe the price of having one is much more expensive than it is. With too much information at your disposal, it is easy to shop for insurance and find the best possible rates. Talk to your partner or spouse and decide what insurance policy makes sense for you and your loved ones.

On top of these, there are other things that go up frequently and you should shop around when they do.  Utilities, mobile phone and television are just some other examples.

Don’t Let Your Lifestyle Choose You

One of the most common things that make me think about moving to a different location from Ohio is the idea of being in a place where the healthy lifestyle of people is more prevalent.  It is a legitimate thought as the healthy lifestyle indexes for Ohio are middling at best.

However, just because the averages are not where someone would like it does not mean you need to let the lifestyle of where you live pick you. 

One excuse I often think about is the seasonality of Ohio.  You cannot always do the same things year-round.  We love hiking as a family but not into Winter hiking.  So I tend to do less in Winter.

However, if you look at some of the best places for active lifestyles in the nation, some of the top cities have the same seasons.  Wisconsin, Colorado and Idaho all have highly ranked health indexes based on lifestyles.

So, what can you do to not fall into the trap of a less healthy lifestyle in Ohio or other cold weather locations?

1.      It is critical to have a year-round plan.  You can choose activities that you can do year-round, such as a gym, indoor tennis, racket ball, basketball, working out on equipment you own, etc.

2.      You can also tough out an activity year-round even if it is not traditional.  One person I know who is very fit runs every day year-round with a group except for thunder storms.  All other conditions she goes out, no matter the temperature or condition.

3.      Not planning to do the same thing year-round, know what you can do in each season and have a backup plan for when the weather is not cooperating.

A healthy lifestyle is not just about the exercise.  It is also about diet and let’s face it, we have less healthy places to eat and more easy but bad places to eat.  But this is a matter of planning and doing a bit of research as well.  Places like Chipotle have healthy options for something fast and most places will have healthy options.  If you are looking for a breakfast or lunch, First Watch is a great option that is healthy and sprinkled around the Ohio area.

We are not going to have all the options of a big city on the West coast any time soon but they do exist.  Plan ahead and you will be able to not just default to a bad option when you are famished. 

Plus, you can always start preparing some more things in advance and not needing to grab a meal out as often.  If you are taking care of  more meals at home and taking advantage of outdoor activities such as the wealth of walking paths and hiking trails in Ohio you can save a lot of money, improve your fitness and choose the lifestyle you want, instead of defaulting to the one most common near you.

 

Beginners Guide to Yoga Types

The practice of yoga has developed for thousands of years and more attainable than ever before. Yoga studios are in every town, and Youtube channels like Yoga with Adriene ensure than there’s a practice for everyone out there. Yoga is about challenging yourself to better yourself and it’s an exciting journey. Here are seven common types of yoga to get started.

Iyengar Yoga

Iyengar Yoga is a branch of yoga that focuses heavily on proper alignment and relaxation. This style of practice is heavily modified with props such as straps, blocks and chairs. This method is perfect for those with aching bodies or handicaps and beginners. The tempo in this practice is slow and gentle, allowing you to reach full relaxation, with proper alignment in a number of poses. Iyengar increases stamina, flexibility and strength while promoting inward reflection and developing focus. By focusing on alignment, this practice will bring new strength to less used areas of the body.

Hatha Yoga

 

This is a more traditional practice of yogic poses and breath work meant to cultivate the body, mind and spirit. Any yoga practice that leads one through poses is considered Hatha and has been used to describe many Western practices of yoga. A typical Hatha practice will guide you through an asana, yoga postures and sequences, and pranayama, breathing techniques. A class described as Hatha won’t leave you feeling sore, but more flexible and calm.

Bikram Yoga

Bikram yoga is a practice containing 26 postures that are performed in a studio that is heated to temperatures over 90°F. This yoga practice has become the basis for hot yoga classes, which differ through postures taught during practices. These special poses are shown to work every part of the body and give attention to the internal organs, muscles and ligaments. These positions are meant to work together with the heat to release every benefit possible from the practice.

Yin Yoga

Yin Yoga’s purpose is to release tension in the body to allow energy to flow more freely. Poses are held for 45 seconds to 3 minutes typically, soothing joints and allowing moments of deep focus and meditation. This branch of yoga is slow paced, and deeply relaxing. Beginners, those with limited mobility and highly stressed persons will appreciate this class that promotes patience and is a great way to get started on a yoga journey.

Kundalini Yoga

Kundalini is a practice for those who are looking for a deeper, more spiritual connection through yoga. Besides yoga poses and flows, Kundalini incorporates chanting and meditation throughout the routine. This style’s purpose is to awaken the energy at the base of the spine to flow into all seven chakras. The yogic devotion allows the mind to become clear and feel more in tune with oneself. Some yogis describe having a sort of awakening through this style of practice that allows them to see their potential and purpose in life.

Vinyasa Yoga

This is one of the more common types of practice, especially in the West. Vinyasa flows yoga postures together, by moving with the breath. The practices are usually never the same and move through asanas at a faster pace than Yin yoga. Breath is the driving force of this practice and leads you to your intentions and movements. While moving through a flow, you might find yourself beginning on your hands and knees and then transitioning into down dog. Ujjayi breath is encouraged during this practice, a rhythmic breath through the nose, which increases relaxation.

Sivananda Yoga

Sivananda is another style for those looking to grow a deeper connection through yoga. This practice follows five principles, designed to improve mind, body and spirit. Sivananda uses exercise, breath work, relaxation, a vegetarian diet and meditation as a way to live a more full, healthy life. Beginning in this practice is fairly easy, as it begins with 12 basic poses to master before moving on. This is slow, mindful work that will promote a balanced way of living.  

Yoga is meant to create discipline and higher relaxation in life and has numerous benefits for mental and physical health. Connecting to the breath is an important step, and accepting your body where it’s at that day is vital. Some days might be more difficult than others, or some styles of yoga might not be for you, but don’t give up on the process.

LynAnne Vucovich is a journalist who studied at the E.W. Scripps School of Journalism at Ohio University. She has a passion for culture, community and cats.

How to keep kids learning all summer long

Summer is a cataclysmic change for many families.  Kids go from being busy with school and homework and activities to suddenly having a bunch of free time and complaining they are bored.  In the meantime, parents still need to go to work and have more tasks than ever as the outside needs cared for as much as the inside.

So how can you keep your kids learning, active and engaged once they are out of school?

This is going to depend on the age of your kids first and foremost.  But here are some great ideas.

1.      Chores – Once upon a time kids did chores.  Put in a garden and ask them to weed and water it every day.  Same with the flower beds.  Kids any age can do this.  The little kids will think it is fun in most cases.

2.      Camps – There are two kinds of camps which are great for keeping kids active in the summer.  One is sports camps where kids get introduced to a sport or sharpen their skill in a sport. 

3.      The second type of camp is more academic.  More and more places run computer camps, robotics camps, coding camps, etc.  These can teach your kids valuable skills that the schools more traditional curriculum is most likely not covering enough.

4.      Want to save money on those camps?  You can ditch the group activity and buy online courses and get your kids to learn via the computer.  Udemy is one such place where for as little as $10 you can get an online course that will teach programming, game design or many other types of skills.

5.      Summer sports – some sports are played in the summer but not run by the school system.  One example is tennis, which has USTA events year-round where you do tournaments on the weekends and find people to practice with during the week.  If your child cares about being good, they need to practice regularly in the sport.

6.      Summer Jobs – Is your child 16 or older?  Get them out to find a summer job.  Kids need some exposure to working because it helps with being more responsible as well as having more appreciation for work and workers later on when they are older.  Many seasonal businesses will be looking for young people to work in the summer.

7.      Summer projects – decide on a project your family is going to do this summer and work on it regularly, making sure the kids have a lot of the responsibility.  Maybe it is cleaning the basement, or it might be building a shed or a picnic table.

These are just some ideas for you to keep those kids engaged, busy and learning throughout the summer months.

About Those Memberships

Today we are going to explore all those membership offers you need to decide about.  Are they a good value for your family?

Is a Consumer Reports membership worth the money?

Depends.

Americans buy billions of dollars worth of merchandise every year. From clothing, toys, and electronics to the most unnecessary items on their lists. If you are a person who likes shopping or buy things online, a membership like this can give you an extensive list of options while comparing quality and prices all from one place.

If you are buying electronics, appliances, or big ticket items, it is a good idea to buy a Consumer Reports membership and find out whether the item you are buying is worth the money. They have ratings for over 8,000 items to help consumers like you and I make a better decision when buying something for our home. The membership by itself can save you money the first time you buy a big ticket item.  You can get your membership fee back in the first year if, for example, you buy the best-rated lawnmower which should last longer, have  fewer problems, and minimize maintenance expenses.

Amazon Prime membership?

The Amazon Prime membership is not worth it if you don’t buy many things at Amazon.

But if you are like the average American, then with the Amazon Prime membership you will save money on shipping and it can pay for itself.  Plus you get Amazon Prime video and free returns on many items you buy.  The video by itself can make worth having the membership to Amazon if you use that and reduce your cable bill.

Is a Costco, Sam’s Club, or BJ’s membership worth it?  

How about those wholesale clubs?  For many families, it is worth it.  You can get four different membership options depending on what kind of membership you need, and the fee is more than worth it for many families. They can buy many items in bulk to save money, or they can store them when they find them on sale for future use.

One issue is they have so many items on sale and in bulk.  This makes the impulse to buy them hard to resist, and that is one of the major drawbacks of having a wholesale membership like this. Items that are on sale and the price is too good to pass is one of the reasons this membership is not worth the money.  A family might end up with too much stuff in their home and things they do not really need, like a box of muffins or a case of soap.  If you are not saving a lot, or if you are taking too long to use these items, remember there is interest on charge card debt or your money could be used to invest and earn more money, instead of buying enough product to last two years.

Impulse buying is a big thing when entering stores like these, and like it or not, we all love to get a good deal. Knowing what you need and what you will use is a must.  Also, avoiding bulk items that are unhealthy, no matter how good the deal is, will save you money and improve your health.  If you cannot resist these temptations, then these memberships are a bad deal for you.

 

Fire Prevention In Your Home

According to The United States Fire Administration (FEMA) “Fire is everyone’s fight’, and it should be especially important as homeowners and head of households to comply with fire safety standards and make safety around the home a priority.

The National Fire Protection Association’s reports about fire and its consequences are alarming.  According to their information, between the year 2012-2016, there were an approximate 355,400 home fires, 11,670 civilian injuries, 2560 civilian deaths and $6.5 billion in damages due to these fires.

Home fire prevention can be very simple. The worry of being the victim of a fire in your home is always present, but it’s not too worrisome. As a consequence, we grow careless and let things that are dangerous creep into our lives. Preventing a fire is about being diligent about safety precautions, but more importantly, it can save the lives of your family, your pets and your property.

What are some of the basic safety precaution you and your family can follow? There is a long list of little and big things you can do if you want to check online, but here are some of the most important ones you can follow to keep your home and family safe.

  1. Install smoke detectors in every room of the house, but especially in the kitchen. Make sure the smoke detectors are less than 10 years old, the batteries are changed frequently and make sure the smoke detectors are tested frequently to make sure they are working properly. 
  2. Cooking Safety, Keep papers and other flammable items away from the stove. Oven mitts, kitchen towels, paper towels should not be left on the stove or close to the burners. Do not leave the stove on with unattended cooking pots on it, keep small children away from boiling pots.
  3. Carbon Monoxide Detectors should be placed at every level of the house. They become more important during the winter months when the house is closed more securely and outside air is minimal. Carbon monoxide is an odorless, colorless gas that can be fatal if inhaled. 
  4. Candles and oil lamps should be used carefully. Extinguish the candles’ flame or oil lamps when you go to bed and keep them away from small children and pets. The candles and oil lamps should never be left unattended. This useful habit can help you prevent a fire that can get out of control within minutes.
  5. Electrical safety is usually a topic many homeowners do not think too much about. We are more concerned about preventing fires that are the result of carelessness or accidents than electrical fires. But, electrical fires should be a concern for us. Frayed, and cracked electrical cords are a hazard that can start a fire without you being home. Old appliances with old cords can short circuit and start a fire within minutes. Appliances big or small should be plugged directly into the wall outlets to help prevent a fire in the home.

Fires are preventable.  Being careful and using common sense can help you keep your family safe.